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How to Claim...

 

It is important that claims are settled quickly and fairly. More importantly, failure to notify a circumstance which may lead to a possible claim can have severe consequences on your rights to gain reimbursement under the terms and conditions of your policy. Please notify of any such event immediately, and if in doubt as to whether this will lead to a claim or not – NOTIFY IT!

 

To ensure that this occurs there are certain procedures which should be followed.

1. Advise Conte Financial Services immediately an event has occurred which may give rise to a claim under one of your policies.
2. Please use the proper claim form, ensure that all relevant questions are answered, and attach any relevant documents to support the claim, if available, otherwise do not delay reporting the loss to us. If an incident arises outside of our working office hours, please ring the emergency contact number provided by the Insurance Company (generally located in your policy wording, under “How to claim”). Then notify us at the next available working day.
3. In regard to claims which relate particularly to:

• Workers’ Compensation
• Third Party claims against you e.g. Motor Vehicle, Public Risk, Products Liability
• Personal Accident

    4.     Notify the police if a crime has been committed

    5.     Apart from assisting the police, be careful of making statements to persons who may not be acting for your Insurer

    6.     For large claims, we suggest you appoint one executive to manage the claim

    7.     Observe specific requirements for classes of claims as set out in the following documents:                   

• Worker's Compensation                  
• Motor Vehicle                   
• Industrial Special Risks & Other Classes                   
• Marine                  
• Public Liability & Products Liability                   
• Corporate Travel                   
• All Other Classes 

8.     For a copy of the correct claim form please contact Conte Financial Services by email by clicking here.

 

What Else?

It’s important to identify what risks your business is exposed to and to what extent can those risks affect your business if they were to occur. There are many ways of removing, minimising or transferring those risks, the most common being insurance.

Below is a list of insurances that we feel can help 'shield' you against today's exposures:

Accidential Damage	Mobile Plant & Machinery
Audit Cover (Tax Probe)	Money & Cash
Burglary & Theft	Motor Commercial Fleet
Business Interruption	Property In Transit
Business Travel	Theft of Property In Open Air
Construction Risks	Professional Indemnity
Credit Insurance (Debtor Insolvency)	Medical Malpractice
Electronic Equipment Breakdown/Earnings	Employment Practices Liability
Fire & Other Perils	Fidelity (Employee Theft)
Flood	Public Liability
General Property	Products Liability
Glass	Statutory Liability (Fines & Penalties)
Machinery Breakdown	Umbrella Liability
Spoilage of Stock / Loss of Earnings	Industrial Special Risks