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Frequently Asked Questions

Below is a list of commonly asked questions and answers for your convenience. 

 

• Why do you need a NIBA broker?

• Why do you need Business Insurance?

• What is Public Liability?

• What is Professional Indemnity

• What is Product Liability?

• What is Risk Management?

• What is Reinstatement and Extra Cost of Reinstatement?

• What does Co-Insurance (Average) mean?

• What does Insurable Gross Profit mean?

• What does the term Dual Wages mean?

• What does Inherent Vice mean?